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Your auto policy may include six coverages. Each coverage is priced separately. 1. Bodily Injury Liability This coverage applies to injuries that you, the designated driver or policyholder, cause to someone else. You and family members listed on the policy are also covered when driving someone else’s car with their permission. READ MORE >>

Be a Responsible Dog Owner Even normally docile dogs may bite when they are frightened or when defending their puppies, owners or food. However, the best way to protect yourself is to prevent your dog from biting anyone in the first place. READ MORE >>

California Has Largest Number of Claims; New York Has Highest Cost per Claim, Study Finds May 14, 2014 FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500; NEW YORK, May 14, 2014 — Dog bites accounted for more than one-third of all homeowners insurance liabilit... READ MORE >>

Eight Surprising Ways Comprehensive Auto Insurance Works For You Auto Defects, a Primary Cause of Non-Crash Fires, are Covered, Says the I.I.I. April 15, 2014 FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500;   READ MORE >>

    Information provided by Rainbow International of Cincinnati/NKY     Given that we are experiencing what is likely to be the coldest winter on record for our area, and we are not out of the woods yet....these questions from last month are still very READ MORE >>

Teaching your children a few simple guidelines about the school bus will keep them out of harm's way and get them home safe and sound. Spokespersons: Carl Baskerville, Elementary school principal; Dr. Ricardo Martinez, Administrator, National Highway Trafic Safety Administration.     READ MORE >>

Beyond Thunder Dumb: When Lightning Strikes... More than 80% of lightning fatalities are men who did not seek shelter from an approaching storm, but instead kept on fishing, boating, golfing, biking, or working outdoors. Be prepared by recognizing danger and knowing what to do and what not to do. READ MORE >>

Holiday Party Etiquette: A Good Host Is a Responsible Host When It Comes to Serving Alcohol Homeowners Can Be Subject to Social Host Liability Laws When Serving Liquor INSURANCE INFORMATION INSTITUTE New York Press Office: (212) 346-5500; READ MORE >>

Know More: Six Financial Strategies to Help Victims Escape Domestic Abuse October 9, 2013 FOR IMMEDIATE RELEASE New York Press Office: (212) 346-5500;   NEW YORK, October 9, 2013 — Financial security and access to resources can make all the difference to domestic violence victims deciding to leave an abusive relationship. READ MORE >>

Choosing the right insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle, but at the same time be within your budget. Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional. READ MORE >>

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